Tri-State Insurance Adjusters, Inc., founded by Edward T. Minto in 1985, is a multi-line independent claims adjusting firm. We provide loss adjustment services for domestic and international insurers, self-insureds, third party administrators, excess and surplus line carriers, and legal defense firms. Our strategically located office locations across the U.S. enable us to respond to the needs of the property and casualty insurance industry 24/7. With over 35 years of experience, we offer unique claims expertise tailored to accommodate our clients’ individual needs. Our staff consists of competent, experienced, and professionally trained adjusters, capable of responding to the claim needs of our clientele.

Job Requirements

• Investigates commercial / residential insurance claims in any of a variety of settings.
• Uses knowledge of property and construction, and/or knowledge of the specific industry or business affected, personally conduct property inspections and photograph claim sites as necessary to depict and substantiate losses or damage, or the lack thereof.
• Obtains necessary information from the claimant and from experts such as architects, engineers, builders, construction workers, police officers, health care practitioners, accountants, and others to fully and accurately assess the extent of the loss.
• Works cooperatively with expert witnesses, attorneys, public adjusters, and carrier’s examiners as needed to conduct investigations, confirm findings and support evaluations.
• Ability to identify subrogation and salvage opportunities
• Applies understanding of insurance policies and policy interpretation, establishing appropriate loss estimates based on all relevant information and findings.
• Recommends the reasonable and proper amount the insurance company should pay on a claim.
• Ensures the accuracy of information collected and reported and guard against fraudulent claims, based on critical issues identified and accurate conclusions drawn.
• Prepares accurate, clear, thorough, and concise reports and letters to insurance carriers on conclusions and recommendations.
• Maintains accurate, thorough field notes, journal entries, time and expense records as required.

Qualifications

• A High School diploma or equivalency is required. A Bachelor’s degree is preferred.
• Ability to understand claims adjudication process.
• 5+ experience in insurance-related work
• Research and investigative abilities; negotiating, conflict resolution and persuasion abilities.
• Applicable active adjuster license in the state you will be working.
• Xactimate Certified